We are here for you

We currently live in worrying times, with investment markets, and even going to the supermarket, in full-on panic mode.

We all feel helpless in this situation and please use us as a sounding board for your concerns and fears, even if we can do little more than listen at the present time.

Please be assured that, even if we are unable to access our office in Watlington, we will still be able to respond to e-mails, messages via your Portal, and voicemails. If you wish, or are asked, to post anything to us, please check with us that we are able to access our office, as we may ask you to send it to our personal address.

It is difficult to be positive about investment values at the moment, other than the fact that the ‘losses’ are no more than ‘paper losses’ and your portfolio is designed to be held for the very long-term, often decades in fact.

There is no doubt that we have weeks to wait until the effects of the virus reaches its peak in the west and after this, it will start to become apparent as to the economic impact.

However, it is reasonable to remember that we have been here before in terms of the banking crisis, which could have decimated capitalism as we know it, but, ten years on, and we are still here, the majority still have jobs, house prices have increased and investment markets have rallied strongly since those dark days.

During our meetings we have probably used our financial forecasting software to model just the type of crisis in equity markets that we are having at the moment and, whilst I am unable to comment as to your personal circumstances within a general newsletter such as this, it is fair for me to say that the most common outcome from this model is one where the longer-term impact is not one that should cause huge concern.

If we have not had the chance to consider this type of scenario with your cashflow plan, or if you would like a reminder of the outcome, then please let us know.

In the meantime, please keep safe!